We carefully screen every adult applicant so our owners receive reliable, long-term residents and applicants know exactly what is required up front.
Who Must Apply
Every adult occupant age 18 or older must submit a separate application and meet the qualification standards (or be approved with a qualified co-signer). Any co-signer must also complete an application, pay the application fee, and meet the applicable credit and income standards.
When multiple adults are applying together, we will not begin processing any applications until all required applications and supporting documents have been submitted and are complete.
Minimum Standards
To be approved, applicants must meet all of the following:
- Combined gross monthly household income of at least 3 times the monthly rent.
- Acceptable credit history: FICO score of 500 or higher and no more than five 30-, 60-, or 90-day late payments in the past 12 months.
- Sufficient rental or employment history: at least two positive prior landlord references, or 12 months of verifiable employment (current position or the position immediately prior if transferring).
- No prior eviction or collection from a former landlord appearing on the credit report.
- Valid government-issued photo ID for each adult applicant.
Income Verification
Acceptable documentation includes recent pay stubs, an employment offer letter, tax returns (for self-employed applicants), or other verifiable proof of income.
Conditional Approval Options
If an applicant does not fully meet one or more of the standards above, we may still consider approval if they can provide either:
- A co-signer who has acceptable credit and owns real estate in the state of Tennessee, or
- Payment of an additional month's rent in advance and agreement to maintain at least 60 days of rent paid ahead at all times (exact terms may vary based on the severity of the credit or rental history issues).
Automatic Denials
We will not approve an application under any circumstances if:
- The applicant has a felony conviction within the past 5 years, or any sex-crime conviction.
- Any information on the application was intentionally falsified.
Additional Requirements
- A non-refundable application fee is required for each adult applicant.
- Approved residents must carry renter's insurance prior to move-in.
- Pets are welcome subject to approval and any applicable pet fees or pet rent.
- Maximum occupancy is established in accordance with local ordinances and/or applicable HOA or association rules and restrictions.
- The security deposit is due upon approval and must be paid within 1 business day to hold the property. If the deposit is not received by the deadline, the property may be offered to the next qualified applicant.
Application Process
Applications are reviewed in the order they are received once all required documents and the application fee have been submitted. Most complete applications are reviewed within 1–2 business days. Meeting the minimum standards does not guarantee approval; final decisions are based on the full screening results, property-specific factors, and availability.
We are an equal opportunity housing provider. We apply these standards consistently to every applicant and in full compliance with federal and Tennessee fair housing laws. We do not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status, or any other protected characteristic.
Questions about how these requirements apply to your situation? Contact us before submitting an application.